Original data · updated 2026-09-24

AI Tool Costs for Small Business: A Reproducible 2026 Stack Model

Original Build Your AI Stack research modeling a free-tier floor, lean paid stack and fuller typical stack across teams of 1, 2, 3, 5, 10 and 25 using the site's planning-price data.

Download the CSV

Affiliate disclosure: We earn a commission if you buy through some links on this page. That does not change what the AI Stack Engine recommends or how tools are scored.
Results

Monthly AI-stack cost by team size

Team sizeFree-tier floorLean paidLean / seatTypical modelTypical / seat
1$0$30$30$212$212
2$0$40$20$238$119
3$0$50$16.67$264$88
5$0$70$14$316$63.2
10$0$120$12$446$44.6
25$0$270$10.8$836$33.44

Last verified: · includes planning-model assumptions

Free-tier floor is a theoretical cash floor, not paid-team feature parity. Costs are planning-model outputs, not vendor quotes.

Lean paid formula

One fixed layer + per-seat scheduling

Fixed plans: taskade-planning. Per-seat plans: reclaim-planning.

Formula: total = sum(fixed plan monthlyCost) + teamSize × sum(per-seat plan monthlyCost)

Typical formula

A fuller operating basket

Fixed plans: taskade-planning, highlevel-planning, writesonic-planning, frase-planning. Per-seat plans: reclaim-planning, krisp-planning.

This intentionally models more software than the engine normally recommends so readers can see the cost of stack expansion.

Source plan records

Every number traces back to the data layer

Plan IDToolPlanning costBilling note
taskade-planningTaskade$20/momonthly · Current Pro month-to-month reference is $20; annual billing is lower. Engine keeps the month-to-month figure as a conservative planning cost.
reclaim-planningReclaim.ai$10/moannual-billing monthly equivalent · Current Starter annual-billing equivalent is $10/seat/month; monthly billing is $12/seat/month.
highlevel-planningHighLevel$97/momonthly · Current Starter price is $97/month; annual total is $970. Usage-based telecom and some AI/premium features can add cost.
writesonic-planningWritesonic$20/momonthly · Legacy engine planning assumption retained to avoid silently changing published stack scenarios. Current public Starter pricing is materially higher; pricing pages use separate vendor-live records.
frase-planningFrase$49/momonthly · Current Starter is $49 month-to-month or $39/month billed yearly.
krisp-planningKrisp$16/momonthly · Budgeting estimate; verify current vendor pricing before publication.

Last verified: · includes planning-model assumptions

Tools represented

Inspect the underlying products

Taskade

AI workspace for agents, projects, tasks and team knowledge.

Visit Taskade

Reclaim.ai

AI calendar optimization for scheduling, focus time and meeting coordination.

Visit Reclaim.ai

HighLevel

CRM and marketing automation for lead capture, pipeline and follow-up.

Visit HighLevel

Writesonic

AI content generation and search-focused content workflows.

Visit Writesonic

Frase

SEO research, briefing and content optimization.

Visit Frase

Krisp

Meeting audio enhancement, transcription and notes.

Visit Krisp

Last updated:

How we make money

Recommendations are not sold.

Some outbound links on this page can earn us a commission if you buy. Affiliate economics are stored separately and have zero weight in workflow scoring, tool eligibility, or comparison logic.

Read the full affiliate disclosure · Editorial policy

Sources checked

Evidence behind this page

  • gohighlevel.com · highlevelChecked 2026-09-26. Starter $97 monthly or $970 yearly, Unlimited $297 or $2,970, and Agency Pro $497 or $4,970; published sub-account and add-on boundaries.
  • help.gohighlevel.com · highlevelChecked 2026-09-26. Email System $0.675 per 1,000 emails; phone and SMS rates separate; AI Employee and rebilling rules documented.
  • help.gohighlevel.com · highlevelChecked 2026-09-26. AI Employee Growth $50 and Unlimited $97 per enabled location monthly; selected usage and phone charges can remain separate.
  • reclaim.ai · reclaim aiChecked 2026-09-26. Lite free; Starter $12 per seat monthly or $10 annual equivalent; Business $18 monthly or $15 annual equivalent; vendor lists four discounts.
  • help.reclaim.ai · reclaim aiChecked 2026-09-26. Education, nonprofit, startup and switching programs; discounts do not stack and generally exclude Enterprise.
  • help.reclaim.ai · reclaim aiChecked 2026-09-26. 50% off eligible paid plans for up to 12 months after educational affiliation verification.
Methodology FAQ

What the model can and cannot tell you

Is this an average of what small businesses spend on AI?

No. It is a transparent scenario model built from our local planning-price data so readers can reproduce and challenge the assumptions.

Why is the free-tier floor $0 for every team size?

It represents the theoretical minimum cash outlay using free or already-owned tools, not feature parity with paid team plans. Shared controls and collaboration requirements can force paid upgrades.

Why does lean paid rise with team size?

The model combines a fixed workspace layer with a per-seat scheduling layer, so each added seat increases total spend while the fixed cost is spread across more people.

What does typical mean here?

A fuller illustrative basket that includes workspace, CRM, content/SEO and per-seat scheduling/meeting layers. It is a model, not a recommendation to buy every tool.