:root{--bg:#071019;--panel:#0e1a26;--panel-2:#132333;--text:#f5f8fb;--muted:#a9b7c5;--line:#26384a;--accent:#71f5b6;--accent-2:#87b7ff;--warning:#ffd27a;--max:1180px;--radius:18px}*{box-sizing:border-box}html{background:var(--bg);color:var(--text);scroll-behavior:smooth;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,Segoe UI,sans-serif}body{margin:0;line-height:1.6}a{color:inherit}img{max-width:100%}.container{width:min(var(--max), calc(100% - 36px));margin-inline:auto}.site-header{z-index:20;backdrop-filter:blur(14px);border-bottom:1px solid var(--line);background:#071019e6;position:sticky;top:0}.header-inner{justify-content:space-between;align-items:center;gap:20px;min-height:68px;display:flex}.brand{letter-spacing:-.03em;font-size:1.15rem;font-weight:900;text-decoration:none}.brand span{color:var(--accent)}.nav{flex-wrap:wrap;align-items:center;gap:18px;display:flex}.nav a{color:var(--muted);font-size:.92rem;font-weight:700;text-decoration:none}.nav a:hover{color:var(--text)}.button,.button-secondary{cursor:pointer;font-weight:900;font:inherit;border:1px solid #0000;border-radius:999px;justify-content:center;align-items:center;gap:8px;padding:12px 18px;text-decoration:none;display:inline-flex}.button{background:var(--accent);color:#04130c}.button:hover{filter:brightness(1.05)}.button-secondary{border-color:var(--line);background:var(--panel);color:var(--text)}.hero{padding:86px 0 54px}.hero-grid{grid-template-columns:1.2fr .8fr;align-items:center;gap:48px;display:grid}.eyebrow{color:var(--accent);letter-spacing:.09em;text-transform:uppercase;font-size:.78rem;font-weight:900}h1{letter-spacing:-.055em;margin:12px 0 22px;font-size:clamp(2.6rem,7vw,5.7rem);line-height:.98}h2{letter-spacing:-.04em;margin:0 0 18px;font-size:clamp(1.8rem,4vw,3.1rem);line-height:1.08}h3{letter-spacing:-.025em;line-height:1.2}.lead{color:var(--muted);max-width:760px;font-size:clamp(1.08rem,2vw,1.3rem)}.hero-card,.card,.callout,.quiz-shell,.result-card{border:1px solid var(--line);border-radius:var(--radius);background:linear-gradient(#132333f2,#0e1a26f2)}.hero-card{padding:26px}.metric{grid-template-columns:repeat(2,1fr);gap:12px;margin-top:20px;display:grid}.metric div{border:1px solid var(--line);background:#0710198c;border-radius:14px;padding:16px}.metric strong{font-size:1.35rem;display:block}.section{padding:62px 0}.section-tight{padding:34px 0}.grid-2{grid-template-columns:repeat(2,minmax(0,1fr));gap:20px;display:grid}.grid-3{grid-template-columns:repeat(3,minmax(0,1fr));gap:20px;display:grid}.grid-4{grid-template-columns:repeat(4,minmax(0,1fr));gap:18px;display:grid}.card{padding:24px}.card p,.muted{color:var(--muted)}.card-link{text-decoration:none}.card-link:hover{border-color:var(--accent-2)}.kicker-number{color:var(--accent-2);font-size:.78rem;font-weight:900}.disclosure{border:1px solid var(--line);border-left:4px solid var(--warning);color:#dce5ed;background:#101d28;border-radius:12px;padding:13px 16px;font-size:.94rem}.callout{padding:28px}.pills{flex-wrap:wrap;gap:10px;display:flex}.pill{border:1px solid var(--line);color:var(--muted);border-radius:999px;padding:7px 11px;font-size:.85rem}.workflow-line{border-bottom:1px solid var(--line);grid-template-columns:42px 1fr;gap:16px;padding:18px 0;display:grid}.workflow-line:last-child{border-bottom:0}.node-number{background:var(--panel-2);border:1px solid var(--line);width:38px;height:38px;color:var(--accent);border-radius:50%;place-items:center;font-weight:900;display:grid}.table-wrap{border:1px solid var(--line);border-radius:var(--radius);overflow-x:auto}table{border-collapse:collapse;background:var(--panel);width:100%;min-width:760px}th,td{text-align:left;vertical-align:top;border-bottom:1px solid var(--line);padding:16px}th{color:var(--muted);text-transform:uppercase;letter-spacing:.05em;font-size:.8rem}tr:last-child td{border-bottom:0}.small{color:var(--muted);font-size:.88rem}.price{white-space:nowrap;font-weight:900}.breadcrumbs{color:var(--muted);flex-wrap:wrap;gap:8px;padding-top:24px;font-size:.88rem;display:flex}.breadcrumbs a{color:var(--muted)}.check-list{margin:20px 0;padding:0;list-style:none}.check-list li{margin:10px 0;padding-left:28px;position:relative}.check-list li:before{content:"✓";color:var(--accent);font-weight:900;position:absolute;left:0}.no-list{padding:0;list-style:none}.no-list li{border:1px solid var(--line);background:#ffffff06;border-radius:12px;margin:10px 0;padding:14px 16px}.faq details{border-top:1px solid var(--line);padding:18px 0}.faq summary{cursor:pointer;font-weight:900}.faq p{color:var(--muted)}.site-footer{border-top:1px solid var(--line);color:var(--muted);margin-top:60px;padding:44px 0 60px}.footer-grid{grid-template-columns:1.5fr 1fr 1fr;gap:30px;display:grid}.footer-grid a{color:var(--muted)}.crosslinks{border-top:1px solid var(--line);margin-top:26px;padding-top:24px}.quiz-shell{max-width:880px;margin:24px auto 0;padding:28px}.quiz-progress{color:var(--muted);justify-content:space-between;align-items:center;gap:14px;margin-bottom:24px;display:flex}.progress-track{background:#08131d;border-radius:999px;flex:1;height:7px;overflow:hidden}.progress-fill{background:var(--accent);height:100%}.quiz-options{grid-template-columns:repeat(2,minmax(0,1fr));gap:12px;margin:22px 0;display:grid}.option{text-align:left;width:100%;color:var(--text);border:1px solid var(--line);cursor:pointer;background:#0a1621;border-radius:14px;align-items:flex-start;gap:10px;padding:15px;display:flex}.option.selected{border-color:var(--accent);box-shadow:0 0 0 1px var(--accent) inset}.option input{margin-top:4px}.quiz-actions{justify-content:space-between;gap:12px;margin-top:22px;display:flex}.quiz-field+.quiz-field{margin-top:26px}.result-summary{grid-template-columns:repeat(3,1fr);gap:14px;margin:24px 0;display:grid}.result-summary>div{border:1px solid var(--line);background:#08131d;border-radius:14px;padding:18px}.result-summary strong{color:var(--accent);font-size:1.5rem;display:block}.tool-result{border-bottom:1px solid var(--line);grid-template-columns:1fr auto;gap:16px;padding:18px 0;display:grid}.tool-result:last-child{border-bottom:0}.status{color:var(--accent);text-transform:uppercase;background:#71f5b61a;border-radius:999px;padding:4px 9px;font-size:.78rem;font-weight:900;display:inline-block}.score-bar{background:#08131d;border-radius:999px;height:6px;margin-top:8px;overflow:hidden}.score-bar>div{background:var(--accent-2);height:100%}.notice{color:var(--warning)}@media (width<=900px){.hero-grid,.grid-4,.grid-3,.footer-grid{grid-template-columns:1fr 1fr}.hero-grid{grid-template-columns:1fr}}@media (width<=640px){.nav a:not(.button){display:none}.grid-2,.grid-3,.grid-4,.footer-grid,.quiz-options,.result-summary{grid-template-columns:1fr}.hero{padding-top:56px}.quiz-shell{padding:20px}}.guardrail{border-left:4px solid var(--warning)}.calculator-shell{max-width:1080px}.calculator-grid{grid-template-columns:repeat(4,minmax(0,1fr));gap:12px;margin:24px 0;display:grid}.field-card{border:1px solid var(--line);color:var(--muted);background:#08131d;border-radius:14px;gap:8px;padding:14px;font-size:.84rem;font-weight:800;display:grid}.field-card select,.field-card input,.field-card textarea{background:var(--panel);width:100%;color:var(--text);border:1px solid var(--line);font:inherit;border-radius:10px;padding:11px 12px}.money-input{grid-template-columns:auto 1fr;align-items:center;gap:7px;display:grid}.money-input>span{color:var(--accent);font-size:1.2rem;font-weight:900}.calculator-current{margin:26px 0}.chip-grid{flex-wrap:wrap;gap:9px;display:flex}.option.compact{width:auto;padding:9px 12px}.calculator-results{grid-template-columns:repeat(3,1fr)}@media (width<=900px){.calculator-grid{grid-template-columns:repeat(2,minmax(0,1fr))}}@media (width<=640px){.calculator-grid,.calculator-results{grid-template-columns:1fr}}.editorial-trust{padding-top:44px}.editorial-meta{border-bottom:1px solid var(--line);flex-wrap:wrap;justify-content:space-between;align-items:baseline;gap:18px;margin-bottom:18px;padding-bottom:16px;display:flex}.byline{margin:0}.byline a{text-underline-offset:3px;text-decoration-thickness:1px}.trust-grid .callout{min-height:100%}.source-list{margin:0;padding:0;list-style:none}.source-list li{border-bottom:1px solid var(--line);padding:12px 0}.source-list li:last-child{border-bottom:0}.source-list a{text-transform:capitalize;font-weight:800;display:block}.source-list span{margin-top:3px;display:block}.contextual-links{border-top:1px solid var(--line)}.honeypot{width:1px;height:1px;overflow:hidden;position:absolute!important;left:-10000px!important}.contact-form textarea{resize:vertical;min-height:180px}.contact-thanks:focus{outline:2px solid var(--accent);outline-offset:4px}
